PRESCRIPTION DRUG BENEFITS Print

HISI IS A LEADER IN THE PHARMACY CARVE-OUT INDUSTRY DELIVERING COST SAVINGS THROUGH EXPRESS SCRIPTS © AND CAREMARK©.


Here is the up side of a self-funded carve-out program:

  • Take advantage of the more innovative cost management programs such as mail-only prescriptions or step therapy.
  • You have plan design flexibility. We manage your program and access to better data.
  • Pharmacy benefit managers maintain discount contracts with a network of pharmacies. They adjudicate claims in real-time, and our TPA provides customer service, and reports plan results directly to you.

UNDER THE RIGHT CIRCUMSTANCES, A SELF-FUNDED CARVE-OUT PROGRAM CAN MAKE SENSE EVEN FOR A SMALL OR MID-SIZED FIRM.

rxpills.jpg For employers, the decision of whether to carve out  pharmacy benefits of each employee's health plan is an ongoing issue.

The decision can be complex, especially when the employer is already contracted with multiple health plans. Current trends favor carving out pharmacy benefits due to the cost savings. Let us prepare a proposal at no obligation.


Ask Health Insurance Solutions how we can show you savings of 20% - 40% off your prescription drug program!
 
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