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ATTENTION BROKERS - INITIATE OR CLOSE A PROPOSAL WITH PHARMACY CARVE-OUT
ATTENTION BROKERS !!! - INITIATE OR CLOSE A PROPOSAL WITH PHARMACY CARVE-OUT
 
Health Insurance Solutions is a leading provider of pharmacy and medical management services to employers nationwide - from small local municipalities to automotive dealerships to large school districts with multiple union contracts. Our clients benefit from a variety of comprehensive services offered, from case review, billing, COBRA, self-funding, to claims processing while managing pharmacy trends and costs.
 
With the sharp rise in benefits costs, particularly pharmacy drug, our most effective tool is PHARMACY CARVE-OUT from your medical benefits package. The potential for savings is substantial and targeted savings are  accurate and predictable because of our underwriting skills and experience.
 
Health Insurance Solutions is a pharmacy benefit expert with extensive resources. Our focused carve-out solution gives your clients a much higher value than is possible with a direct PBM arrangement. Focused carve-out gives employers a higher level of direct decision-making power in areas such as plan design and formulary. It includes enhanced pharmacy reporting, enabling us to observe trends at a detailed level, and make recommendations for your clients.
 
Additional benefits of Pharmacy Carve-Out include:
  • No added burden for client Human Resources staff
  • Ability to administer current benefit
  • Choices in retail pharmacy coverage
  • Real-time support as Rx is filled
  • Integration of Rx and medical data
  • Demonstrated clinical management and cost containment
  • Service aggregation for best solution fit and deepest discounts possible
  • Seamless employee transition
  • Competitive prescription benefit plan markets
  • Proactive prescription management
  • Cost containment driven by business intelligence and trend plans
  • Risk reduction
  • Dedicated customer service and account management
  • Solutions for employee health behavior modification 
Brokers, if your clients are experiencing escalating bundled health benefit costs, particularly pharmacy, we will develop a strategy that will reduce overall benefits costs, better manage drug spending, and even improve the quality of care for your client's employees. You will have a clear, distinct advantage over conventional proposals. Give us an opportunity to team up and give yourself a real, proven competitive edge. AND, your bottom line will not be affected.

Click on  "Pharmacy Carve Out"  on our Home Page Site Map for more detailed information.
 

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